Evil Kittens!

District 51 candidates Janet Long has developed a five-point plan to stabilize the property insurance industry in the State of Florida. The plan includes:

Support the reorganization of the public to become a real insurance company and statutory organization. This would create competitive rates and would be necessary for risk analysis, or any other company. It is no longer required to have the highest rates in the private market.

Second, the plan provides initiative and leadership to organize an insurance pool for windstorm coverage that can be formed at regional level. The region consists of the Gulf Coast states Atlantic to Maine. These states then participating in a larger group of hurricane coverage similar to the operation of the national flood insurance. The regional consortium chapter in the Congress of tax-free savings to cover catastrophic hurricane.

The plan would help stimulate the private market to return to Florida to create a regulatory environment that works to ensure that there is a limit to their liability (up to $ 150,000 to $ 200,000). The next level risk would be provided by different levels of reinsurance.

The bottom of the hurricane disaster should be reorganized to benefit consumers. The legislature should stop taking dollars in funds for other purposes. All assessments on the catastrophe fund and Citizens should be revised.

Finally, the plan proposes the creation of a property insurance savings plan. PISA would be a tax-free opportunity for policyholders to help themselves mitigate their losses. For each premium paid to the property insurance, a percentage is placed in a savings account that earns interest. These dollars could be matched by the market private citizens, the State and the CAT Fund. Currency can be used by the property owner to harden one's home or mitigating the deductibles in the event of a storm. For those in Florida who have no mortgage and are forced to insure themselves against the savings account tax free aa help mitigate losses. This plan may take a credit tax for every homeowner who takes the initiative to harden their homes. These owners should not be penalized for doing the right thing.

This years has been lucky one years for Florida in terms of weather, however, the subsequent years may not be as lucky and the crisis on the insurance coverage should be handled. This five-point plan is the number one component of the campaign platform of Janet Long. Janet Long said, ". I have the commitment, background, experience and knowledge to "start run" in an effort to provide real leadership and solutions. People, public policy and public service are more important than partisanship. "

About the Author:

©2006 Janet C. Long
Candidate for District 51
http://www.janetlong2006.com/
janet@janetlong2006.com

Article Source: ArticlesBase.com – Florida House of Representatives District 51 Candidate Janet C. Long Has a Plan

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