Feb
Pet Safe Training
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Any advice on Pet Insurance?
I’m looking to adopt a dog in the next week or two, and in getting together all the preparations, I’ve taken pet insurance into consideration. I currently work at a vet, so all of my exams/vaccines are free to me, but I see so many pet emergencies and the prices that come with them..
I’m planning to completely “dog-safe” my house the best I can an crate train for when I’m not home, but still a little unsure. Is Pet Insurance worth it? If so, does anyone have any recommendations?
Any answers are graciously appreciated 
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I think it’s worth it.. I have my dog insured for only about 3 months now and I have already had to use it. She has stomach acid problems so she was throwing up a lot. It’s things like that that you can’t prepare for or expect and makes pet insurance worth it.
I would definitely recommend Trupanion. After lots of research, I found them to be the most straight forward and fair company. They don’t raise the premiums as your pet gets older like most companies do. There aren’t claim limits or annual limits, just a lifetime limit. And no benefits schedules so they pay 90% of the actual bill.
Read the fine print when shopping, because I have seen that some companies reset your policy each calendar year and when this happens, any conditions that happened before the “current” year are considered pre-existing.
Trupanion doesn’t do this, so for example if my dog gets cancer, then treatments will be covered for her whole life.
I definitely think it’s a good idea, especially if you’re getting a younger dog. Good luck with your new pup!
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